Our Agents at Willamette Intl Travel always recommend travel insurance. Insurance can be useful from the time of first deposit or purchasing your first airline ticket, to the time you come home.
There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.
To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of when you might need it:
- It’s 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
- Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
- Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
- You’re involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
- If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
- You arrive in Jamaica and your luggage doesn’t. If it’s lost, who will help you find it? If it’s delayed, who will pay for your necessities? If it’s stolen, who will pay to replace it?
- Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?
- You’re walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?
- Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
- You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?
The common answer for all of these? Your Travel Insurance Policy.
Willamette Intl Travel often recommends Travel Guard insurance to clients. Do ask us for available packages. Travel Guard assists with these instances and more–the following is a true story from their offices:
Case Study: When “Seize the Day” Turns to “Save the Day”
As the saying goes, “Carpe Diem “or, “seize the day.” And if making the most of a day was a problem for any couple, it certainly wasn’t for Charlotte and John M. of Brooklyn, New York who loved to explore the world, one continent at a time. Their most recent excursion was no exception as the couple’s travel plans started with sightseeing in Barcelona and progressed to a cruise aboard the “Nieuw Amsterdam” to explore ports in Italy, Monte Carlo, Greek Islands, Dubrovnik, Croatia and Venice.
“John and I love to cruise,” said Charlotte. “We traveled extensively in South America and Northern Europe, to the Black Sea, as well as the Caribbean. We wanted to start to explore the Mediterranean so we planned a cruise to that area over a time span of two years by researching every port and hotel down to the last detail.”
And explore they did. The itinerary was extraordinary. The couple reveled in wonder as they walked the narrow streets of Barcelona complete with beautiful cathedrals, amazing shops, quaint downtown squares and delightful restaurants. “We took in the many wonderful examples of the architect, Gaudi, and visited a monastery after which we sailed to Monte Carlo, Liverno, Civitavecchia, Messina, Nafplion, Katakolon and Corfu,” said Charlotte. Each port seemed to be infused with history and the local guides added intense flavor and life to our travels.”
In the days that followed they would have sailed on to Dubrovnik and Venice, but that night, aboard the cruise ship, everything changed – for the worse. The couple decided to go to bed early so that they could be well rested for the next day’s shore excursion. Around 4 a.m. John awoke coughing and unable to breathe. He was sweating and felt cold to the touch. Charlotte called for a nurse and immediately transported John to the medical suite where a medical team worked to save his life and transport him to a local hospital on the island of Corfu, Greece.
“I was numb and scared that my husband would not survive,” said Charlotte. The saddest, most lonely sound that I heard later that afternoon from my husband’s hospital room was the sound of the ship’s horn as it pulled out of port. We were alone on the island of Corfu.”
Luckily, the couple had purchased a travel insurance plan through Travel Guard who coordinated efforts to fly John to a larger hospital in Athens and arranged to get Charlotte and the couple’s luggage to the larger hospital, stayed in touch with their primary insurance company and updated them on the status of their coverage. When John was ready to travel home, Travel Guard located a doctor who would travel with them, arranged their plane tickets home, a cab to pick Charlotte up from the hospital the day of the flight, and the ambulance that brought John to the airport and offered to provide assistance once they were back home in New York.
Upon their arrival home, Charlotte emailed Travel Guard and said “since we arrived home, I have been a walking advertisement for Travel Guard. I tell everyone about Travel Guard’s amazing support and communication, the great effort that was made on our behalf. Travel Guard was there for us every step of the way. I will be eternally grateful for their kindness, concern and the professional expertise they demonstrated throughout this emergency.”
Ask your WIT Agent about which travel insurance plan is right for you. Call us at 800.821.0401 or email firstname.lastname@example.org to find out more.